Is Return of Premium Life Insurance Too Good to be True?
First of all what is it? Premium, as far as insurance is concerned, is the term used to describe the amount of money you pay the insurance company in order for them to provide...
Financial Planning / Insurance / Taxes
by Christopher D. Munchhof · Published August 9, 2017 · Last modified August 10, 2017
First of all what is it? Premium, as far as insurance is concerned, is the term used to describe the amount of money you pay the insurance company in order for them to provide...
Financial Planning / Insurance
by Christopher D. Munchhof · Published July 20, 2017 · Last modified July 29, 2017
Of all the recommendations I make, the one that seems easiest for people to pooh-pooh away is keeping enough emergency savings. I get it, it’s not sexy like investing or paying off your mortgage...
Financial Planning / Insurance
by Christopher D. Munchhof · Published July 3, 2017 · Last modified July 29, 2017
A mutual insurance company is an insurance provider owned by its policyholders, not by shareholders. This means that the company puts its policyholders’ interests first right? Well maybe… The Good Mutual insurance companies are...
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Christopher D. Munchhof is a California licensed professional investment adviser, life insurance agent, and tax expert. He lives in Santa Clarita, CA with his wife and two children. He is the founder of Free Financial, a financial planning firm designed for clients at the beginning of their financial journey.
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