by Christopher D. Munchhof · Published July 29, 2019 · Last modified April 6, 2020
The Internal Revenue Service has begun sending letters to taxpayers with virtual currency transactions that potentially failed to report income and pay the resulting tax from virtual currency transactions or did not report their...
Behavioral Finance / Financial Planning / Life
by Christopher D. Munchhof · Published July 1, 2019 · Last modified April 6, 2020
We know it’s taboo to talk about money in anything more than generalities. Money is one of those topics that even the best of friends don’t usually get into specifics on. Some people are...
by Christopher D. Munchhof · Published January 6, 2019 · Last modified April 6, 2020
By now you’ve probably heard plenty about the importance of setting goals. Goals keep you positively focused on moving forward instead of dwelling on the past. They help you break up your biggest dreams...
by Christopher D. Munchhof · Published December 7, 2018 · Last modified April 6, 2020
Technology is continuously advancing and naturally, that has dramatically changed the way we make purchases. Credit and debit cards remain the most convenient and popular choices for making payments. Consumers are generally pretty aware...
Behavioral Finance / Healthcare / Life
by Christopher D. Munchhof · Published September 25, 2018 · Last modified April 6, 2020
“I want to be healthy, but it’s just so expensive!” How many times have you heard something like this? Or maybe you’re the one who’s said it. I’m not a health expert or a...
Behavioral Finance / Financial Planning / Investing / Taxes
by Christopher D. Munchhof · Published April 17, 2018 · Last modified April 6, 2020
A recent Survey Monkey poll found that 60% of Americans have now heard of Bitcoin and 21% are considering buying it. These numbers are a big jump from just a few years ago, but...
The tax law that was passed late last year brought a lot of changes. One of them is very good news for self-employed workers, freelancers or anyone who is paid as an independent contractor...
The Internal Revenue Service today warned taxpayers of a quickly growing scam involving erroneous tax refunds being deposited into their bank accounts. The IRS also offered a step-by-step explanation for how to return the...
Behavioral Finance / Financial Planning / Investing
by Christopher D. Munchhof · Published February 9, 2018 · Last modified April 6, 2020
This might have recently popped up in your news feed; the stock market has recently crashed! OK, crash is probably too strong of a word, but no doubt the recent downward movement of stock...
Have you ever been given a raise, received an inheritance, or maybe paid off a major debt? When you found yourself with extra money at your disposal, how did it feel? Probably pretty good....
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Christopher D. Munchhof is a California licensed professional investment adviser, life insurance agent, and tax expert. He lives in Santa Clarita, CA with his wife and two children. He is the founder of Free Financial, a financial planning firm designed for clients at the beginning of their financial journey.
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